Ta yaya kuma Inda za'a saya Umee ( UMEE ) - Cikakken Jagora

Menene UMEE ?

What Is Umee (UMEE)?

Umee is a layer-one blockchain built on Cosmos designed to create a universal cross-chain DeFi hub. It serves as a base layer for future DApps and money legos. Thanks to the interoperability of the Tendermint Proof-of-stake consensus mechanism used, the Umee blockchain can be integrated with Cosmos, Ethereum, side chains, layer-two chains, and alternative base-layer protocols. It was created to address the three main issues plaguing DeFi today:

  • Detached yields
  • Concentrated systemic risks
  • Isolated capital

By introducing bridging solutions that increase capital efficiency and break the siloed structure of different blockchain ecosystems, Umee plans to enable cross-chain lending and borrowing, staking, and cross-chain DeFi rates. Eventually, Umee is to become a hub for all things DeFi, which connects various ecosystems all under the DeFi umbrella. That also includes having its own interest rate instruments and other financial primitives providing financial infrastructure for the crypto industry.

In its roadmap for 2022, Umee plans to deploy its lending and borrowing app on different blockchains like BSC, Solana, Polygon, Arbitrum, and Optimism. Furthermore, it sees protocol developments on top of its base layer, such as meTokens, Staking Curves, and DeFi Debt Protocols.

Who Are the Founders of Umee?

Umee was founded by Brent Xu, a former contributor to the Ethereum ecosystem and former Strategic Advisor to Tendermint. In total, Umee lists 16 employees on its Linkedin, with experience at different blockchain companies like Binance, Yearn, and Sushi, as well as tech companies like Google, Meta, and Amazon.

Furthermore, Umee has raised $6.3 million in a seed round led by Polychain, with investments from Coinbase Ventures, Alameda Research, and others.

What Makes Umee Unique?

Although many DeFi protocols claim they want to integrate DeFi across blockchains, Umee is in a unique position to do so for several reasons.

First, its Tendermint proof-of-stake consensus mechanism provides a mix of speed and efficiency that enables Umee to create a credible base layer for cross-chain lending and borrowing. Built on the Inter-Blockchain Communication (IBC) interoperability protocol, the flagship Cosmos protocol for cross-chain communication, Umee offers fast transaction finality without multiple block confirmations or excessive time delays.

Furthermore, its** Gravity Bridge** bridges between Cosmos and Ethereum and allows transfers between the two ecosystems with opposing value propositions. ERC-20 tokens can be used on a chain with fast transaction finality (Cosmos) and then be bridged to a network focused on decentralized validators (Ethereum).

Another key feature of the Umee ecosystem is its Universal Debt Facility, a base layer lending protocol allowing developers to deploy their own customized debt instruments. Thanks to its modular design, future lending pools, and DeFi protocols can build interfaces on top of it.

Umee's **meTokens **are used for collateralized liquid staking positions. For example, a trader can have a staked position on one blockchain through the Umee ecosystem and use this staked collateral, represented by a meToken, to open another position in another ecosystem. Furthermore, its uTokens fulfill a similar function for assets lent through the platform's Universal Debt Facility. Traders receive interest on their lent assets and uTokens represent both the asset and the accruing interest.

Related Pages:

Check out Cosmos (ATOM) — the base layer of the Umee blockchain.

Check out Raydium (RAY) — the decentralized exchange of the Solana blockchain.

Read our deep dive into the biggest protocols on Ethereum.

Get the latest crypto news and latest trading insights with the CoinMarketCap blog.

How Many Umee (UMEE) Coins Are There in Circulation?

UMEE is the native governance token and is used for consensus validation in the network's PoS architecture. It also accrues network fees from token swaps and is used to pay for gas on Umee, similar to ETH on Ethereum. The token has a total supply of 10 billion according to the following distribution:

  • Public Sale (5%): vested linearly for eight to ten months depending on the sale option selected.
  • Community (46%): one year linearly.
  • Private Sale (14%): six-month cliff, 1% vested linearly for six months while the remaining 13% vested linearly for eighteen months.
  • Team (15%): six-month cliff, vested linearly for thirty months.
  • Umee Labs (10%): twelve-month cliff, vested linearly for eighty-four months.
  • Ecosystem (9%): community governance will decide how to use these tokens to best incentivize developers to build on top of the Umee blockchain; vested linearly for eight years.
  • Advisors (1%): six-month cliff, vested linearly for thirty months.

Token inflation will depend on the staking participation rate. Inflation can reduce to 7% if the staking rate exceeds the target or rise to 14% if it undershoots the target staking rate. Furthermore, the community can decide to use platform fees for buybacks and burns of UMEE to create deflationary dynamics and raise the token price.

How Is the Umee Network Secured?

Umee is built on the Cosmos blockchain, a layer-1 chain describing itself as "Blockchain 3.0" because of its interoperability. Its Proof-of-stake consensus mechanism connects the different blockchains in the Cosmos ecosystem - Umee being one of them - to a "web of blockchains" This web of interoperable blockchains allows Cosmos to provide better performance than rival chains while not compromising important factors like low fees and quick transaction finality.

Can Umee Reach $1?

After its IDO on February 15, 2022, UMEE quickly reached an all-time high of $0.35 but has corrected since. The future price development will depend on macro conditions and the project's ability to connect with different DeFi protocols. However, $1 does seem like a reasonable long-term target for UMEE.

Where Can You Buy Umee (UMEE)?

UMEE is available on FTX, DigiFinex, BTCEX, Gate.io, and MEXC.

If you want to learn more about how to start buying cryptocurrencies, you can read more in our guide.

UMEE ya kasance farkon ciniki akan 23rd Dec, 2021 . Yana da jimlar wadata 11,618,755,450 . A halin yanzu UMEE yana da babban kasuwar kasuwa na USD ${{marketCap} }.Farashin UMEE na yanzu shine ${{price} } kuma yana matsayi na {{rank}} akan Coinmarketcapkuma kwanan nan ya haura kashi 33.36 a lokacin rubutawa.

UMEE an jera shi akan adadin musayar crypto, sabanin sauran manyan cryptocurrencies, ba za a iya siyan shi kai tsaye da kuɗin fiats ba. Koyaya, har yanzu kuna iya siyan wannan tsabar kuɗi ta hanyar siyan USDT na farko daga kowane musayar fiat-to-crypto sannan ku canza zuwa musayar da ke ba da cinikin wannan tsabar kudin, a cikin wannan labarin jagorar za mu bi ku dalla-dalla matakan siyan UMEE . .

Mataki 1: Yi rijista akan musayar Fiat-to-Crypto

Za ku fara saya ɗaya daga cikin manyan cryptocurrencies, a cikin wannan yanayin, USDT ( USDT ). A cikin wannan labarin za mu yi muku bayani dalla-dalla biyu na musayar fiat-to-crypto da aka fi amfani da su, Uphold.com da Coinbase. Dukansu musayar suna da nasu manufofin kuɗin kuɗi da sauran fasalulluka waɗanda za mu shiga dalla-dalla. Ana ba da shawarar ku gwada su duka kuma ku gano wanda ya fi dacewa da ku.

uphold

Ya dace da 'yan kasuwa na Amurka

Zaɓi Fiat-to-Crypto Exchange don cikakkun bayanai:

UMEE

Kasancewa ɗayan shahararrun fiat-to-crypto musayar fiat-to-crypto, UpHold yana da fa'idodi masu zuwa:

  • Sauƙi don siye da kasuwanci tsakanin kadarori da yawa, fiye da 50 kuma har yanzu ƙarawa
  • A halin yanzu fiye da masu amfani da miliyan 7 a duk duniya
  • Kuna iya neman katin zare kudi na UpHold inda zaku iya kashe kadarorin crypto akan asusun ku kamar katin zari na yau da kullun! (Amurka kawai amma zai kasance a Burtaniya daga baya)
  • Sauƙi don amfani da aikace-aikacen hannu inda zaku iya cire kuɗi zuwa banki ko kowane musayar altcoin cikin sauƙi
  • Babu ɓoyayyun kudade da kowane kuɗin asusu
  • Akwai iyakataccen odar siye/sayar don ƙarin masu amfani da ci gaba
  • Kuna iya sauƙin saita adibas masu maimaitawa don Matsakaicin Kudin Dollar (DCA) idan kuna da niyyar riƙe cryptos na dogon lokaci.
  • USDT, wanda shine ɗayan mashahurin kwanciyar hankali na USD (ainihin crypto wanda ke goyan bayan kuɗin fiat na gaske don haka ba su da ƙarfi kuma ana iya bi da su kusan kamar kuɗin fiat ɗin da aka haɗa shi da shi) yana samuwa, wannan ya fi dacewa idan Altcoin da kuke son siya yana da nau'ikan ciniki na USDT kawai akan musayar altcoin don haka ba lallai ne ku shiga wani canjin waje ba yayin da kuke siyan altcoin.
Nuna Cikakkun matakai ▾
UMEE

Buga imel ɗin ku kuma danna 'Next'. Tabbatar cewa kun samar da ainihin sunan ku kamar yadda UpHold zai buƙaci shi don asusu da tabbatarwa na ainihi. Zaɓi kalmar sirri mai ƙarfi don kada asusunku ya kasance cikin haɗari ga masu kutse.

UMEE

Za ku karɓi imel ɗin tabbatarwa. Bude shi kuma danna mahaɗin da ke ciki. Daga nan za a buƙaci ka samar da ingantacciyar lambar wayar hannu don saita tabbatar da abubuwa biyu (2FA), ƙarin ƙari ne ga tsaron asusun ku kuma ana ba da shawarar ku ci gaba da kunna wannan fasalin.

UMEE

Bi mataki na gaba don gama tabbatar da shaidar ku. Waɗannan matakan suna da ɗan ban tsoro musamman lokacin da kuke jiran siyan kadara amma kamar sauran cibiyoyin kuɗi, UpHold ana sarrafa shi a yawancin ƙasashe kamar Amurka, Burtaniya da EU. Kuna iya ɗaukar wannan azaman ciniki don amfani da amintaccen dandamali don yin siyan crypto na farko. Labari mai dadi shine cewa gaba dayan tsarin da ake kira Know-Customers (KYC) yanzu an sarrafa shi sosai kuma bai kamata ya ɗauki fiye da mintuna 15 kafin a gama ba.

Mataki na 2: Sayi USDT da kudin fiat

UMEE

Da zarar kun gama aikin KYC. Za a tambaye ku don ƙara hanyar biyan kuɗi. Anan zaka iya zaɓar samar da katin kiredit/ zare kudi ko amfani da hanyar canja wurin banki. Za a iya cajin ku mafi girma kudade dangane da kamfanin katin kiredit ɗin ku da farashin maras nauyi lokacin amfani da katunan amma kuma za ku yi sayan nan take. Yayin da canja wurin banki zai kasance mai rahusa amma a hankali, ya danganta da ƙasar da kuke zaune, wasu ƙasashe za su ba da ajiyar kuɗi nan take tare da ƙananan kudade.

UMEE

Yanzu an saita ku duka, akan allon 'Transact' a ƙarƙashin filin 'Daga', zaɓi kuɗin fiat ɗin ku, sannan a filin 'To' zaɓi USDT , danna preview don duba ma'amalar ku kuma danna tabbatarwa idan komai yayi kyau. .. da kuma taya murna! Kun riga kun yi siyan crypto na farko.

Mataki 3: Canja wurin USDT zuwa Altcoin Exchange

UMEE

Amma ba a yi mu ba tukuna, tun da UMEE shine altcoin muna buƙatar canja wurin mu USDT zuwa musayar da UMEE za a iya kasuwanci, a nan za mu yi amfani da Gate.io a matsayin musanya. Gate.io sanannen musayar musayar altcoins ne kuma yana da adadi mai yawa na nau'i-nau'i na altcoins. Yi amfani da hanyar haɗin da ke ƙasa don yin rajistar sabon asusun ku.

Gate.io shine musayar musayar cryptocurrency ta Amurka wacce ta ƙaddamar da 2017. Kamar yadda musayar ta Amurka ce, masu saka hannun jari na Amurka ba shakka za su iya kasuwanci a nan kuma muna ba da shawarar yan kasuwa na Amurka su shiga kan wannan musayar. Ana samun musayar a cikin Ingilishi da Sinanci (na ƙarshe yana da taimako sosai ga masu zuba jari na Sin). Babban abin siyar da Gate.io shine babban zaɓi na nau'ikan ciniki. Kuna iya samun mafi yawan sabbin altcoins anan. Gate.io kuma yana nuna ƙimar ciniki mai ban sha'awa. Kusan kowace rana yana ɗaya daga cikin manyan musayar 20 tare da mafi girman girman ciniki. Girman ciniki ya kai kusan. Dalar Amurka miliyan 100 a kowace rana. Manyan nau'ikan ciniki na 10 akan Gate.io dangane da girman ciniki yawanci suna da USDT (Tether) azaman ɓangare na biyun. Don haka, don taƙaita abubuwan da suka gabata, ɗimbin nau'ikan ciniki na Gate.io da ƙarancinsa na ban mamaki duka bangarorin biyu ne masu ban sha'awa na wannan musayar.

UMEE

Bayan yin irin wannan tsari kamar yadda muka yi a baya tare da Rike , za a ba ku shawarar ku kafa ingantaccen 2FA, gama shi kamar yadda yake ƙara ƙarin tsaro a asusunku.

Mataki 4: Ajiye USDT don musanya

UMEE

Ya dogara da manufofin musayar ana iya buƙatar ku ta hanyar wani tsari na KYC, wannan yakan ɗauki ku daga mintuna 30 zuwa yuwuwar iyakar ƴan kwanaki. Ko da yake tsari ya kamata ya zama madaidaiciya-gaba kuma mai sauƙin bi. Da zarar kun gama dashi yakamata ku sami cikakkiyar damar shiga jakar kuɗin musayar ku.

UMEE

Idan wannan shine karon farko na yin ajiya na crypto, allon nan na iya zama ɗan ban tsoro. Amma kar ku damu, ya fi sauƙi fiye da yin canja wurin banki. A akwatin da ke hannun dama, za ku ga jerin lambobin bazuwar suna cewa ' USDT adireshi', wannan adireshi ne na musamman na jama'a na walat ɗin ku USDT a Gate.io kuma kuna iya karɓar USDT ta hanyar ba da wannan adireshin ga wanda ya aiko muku da kuɗin. . Tunda yanzu muna tura USDT akan Rike ɗin da muka saya a baya zuwa wannan wallet ɗin, danna 'Copy Address' ko danna dama akan cikakken adireshin kuma danna kwafi don ɗaukar wannan adireshin zuwa allon allo.

Yanzu koma zuwa UpHold, je zuwa wurin Transact kuma danna USDT akan filin "Daga", zaɓi adadin da kake son aikawa kuma a filin "To" zaɓi USDT a ƙarƙashin "Crypto Network", sannan danna "Preview janye" .

A allon na gaba, liƙa adireshin walat ɗinku daga allon allo, don la'akari da tsaro yakamata ku bincika koyaushe idan adiresoshin biyu suna dacewa. An san cewa akwai wasu malware na kwamfuta waɗanda za su canza abun ciki a cikin allo ɗin ku zuwa wani adireshin walat kuma da gaske za ku aika da kuɗi zuwa wani mutum.

Bayan bita, danna 'Tabbatar' don ci gaba, yakamata ku karɓi imel ɗin tabbatarwa nan take, danna mahadar tabbatarwa a cikin imel ɗin kuma tsabar kuɗin ku suna kan hanyar zuwa Gate.io !

UMEE

Yanzu koma zuwa Gate.io kuma ku tafi zuwa wallet ɗin musayar kuɗin ku, kada ku damu idan ba ku ga ajiyar ku anan ba. Wataƙila har yanzu ana tabbatar da shi a cikin hanyar sadarwar blockchain kuma yakamata ya ɗauki ƴan mintuna kafin tsabar kuɗin ku su zo. Dangane da yanayin zirga-zirgar hanyar sadarwa na cibiyar sadarwar USDT , yayin lokutan aiki yana iya ɗaukar ma fi tsayi.

Ya kamata ku karɓi sanarwar tabbatarwa daga Gate.io da zarar naku USDT ya iso. Kuma a ƙarshe kun shirya don siyan UMEE !

Mataki na 5: Ciniki UMEE

UMEE

Koma zuwa Gate.io , sannan je zuwa 'Exchange'. Boom! Wani kallo! Ƙididdiga masu firgita akai-akai na iya zama ɗan ban tsoro, amma shakatawa, bari mu shawo kan kanmu game da wannan.

UMEE

A cikin ginshiƙin dama akwai sandar bincike, yanzu ka tabbata an zaɓi " USDT " yayin da muke cinikin USDT zuwa altcoin biyu. Danna shi kuma USDT rubuta " UMEE ", ya kamata USDT ga UMEE , zaɓi wannan biyun kuma ya kamata ka ga jadawalin farashin UMEE a tsakiyar shafin.

A ƙasa akwai akwati mai koren maɓalli wanda ke cewa "Sayi UMEE ", a cikin akwatin, zaɓi shafin "Kasuwa" a nan kamar yadda shine mafi madaidaiciyar nau'in odar siyayya. Kuna iya ko dai rubuta adadin ku ko zaɓi wani yanki na ajiya na USDT da kuke son kashewa akan siye, ta danna maballin kashi. Idan kun tabbatar da komai, danna "Saya UMEE ". Voila! A ƙarshe kun sayi UMEE !

Mataki na Ƙarshe: Adana UMEE amintacce a cikin walat ɗin kayan aiki

Ledger Nano S

Ledger Nano S

  • Easy to set up and friendly interface
  • Can be used on desktops and laptops
  • Lightweight and Portable
  • Support most blockchains and wide range of (ERC-20/BEP-20) tokens
  • Multiple languages available
  • Built by a well-established company found in 2014 with great chip security
  • Affordable price
Ledger Nano X

Ledger Nano X

  • More powerful secure element chip (ST33) than Ledger Nano S
  • Can be used on desktop or laptop, or even smartphone and tablet through Bluetooth integration
  • Lightweight and Portable with built-in rechargeable battery
  • Larger screen
  • More storage space than Ledger Nano S
  • Support most blockchains and wide range of (ERC-20/BEP-20) tokens
  • Multiple languages available
  • Built by a well-established company found in 2014 with great chip security
  • Affordable price

Idan kuna shirin kiyaye ("hodl" kamar yadda wasu za su iya faɗi, ainihin kuskuren "riƙe" wanda ke karuwa akan lokaci) UMEE ɗin ku na dogon lokaci, kuna iya bincika hanyoyin kiyaye shi, kodayake Binance yana ɗaya daga cikin mafi aminci musayar cryptocurrency akwai abubuwan da suka faru na hacking kuma an yi asarar kuɗi. Saboda ainihin yanayin walat ɗin a cikin musayar, koyaushe za su kasance a kan layi ("Wallet ɗin zafi" kamar yadda muke kiran su), don haka fallasa wasu ɓangarori na rauni. Hanya mafi aminci ta adana kuɗin ku har zuwa yau shine koyaushe sanya su cikin nau'in "Cold Wallet", inda walat ɗin kawai zai sami damar shiga blockchain (ko kuma kawai "je kan layi") lokacin da kuka aika kuɗi, rage damar samun damar yin amfani da su. hacking abubuwan da suka faru. Wallet ɗin takarda nau'in walat ɗin sanyi ne na kyauta, asali guda biyu ne na adireshi na jama'a da na sirri kuma za a rubuta shi a wani wuri, kuma a kiyaye shi. Duk da haka, ba shi da ɗorewa kuma yana da sauƙi ga haɗari daban-daban.

Wallet ɗin kayan masarufi anan tabbas shine mafi kyawun zaɓi na wallet ɗin sanyi. Yawancin na'urori ne masu kunna USB waɗanda ke adana mahimman bayanan walat ɗin ku ta hanya mafi ɗorewa. An gina su tare da matakan tsaro na soja kuma masana'antunsu suna kiyaye su akai-akai don haka yana da aminci sosai. Ledger Nano S da Ledger Nano X kuma sune mafi mashahuri zaɓuɓɓuka a cikin wannan rukunin, waɗannan wallet ɗin suna kusan $ 50 zuwa $ 100 dangane da abubuwan da suke bayarwa. Idan kuna riƙe kadarorin ku waɗannan wallet ɗin jari ne mai kyau a ra'ayinmu.

Tambayoyin da ake yawan yi

Zan iya saya UMEE da tsabar kudi?

Babu hanyar kai tsaye don siyan UMEE tare da tsabar kuɗi. Koyaya, zaku iya amfani da kasuwanni kamar LocalBitcoins don fara siyan USDT , kuma gama sauran matakan ta hanyar canja wurin USDT na ku zuwa musanya AltCoin daban-daban.

LocalBitcoins musayar Bitcoin ce ta tsara-da-tsara. Kasuwa ce inda masu amfani za su iya siya da siyar da Bitcoins zuwa kuma daga juna. Masu amfani, da ake kira yan kasuwa, suna ƙirƙirar tallace-tallace tare da farashi da hanyar biyan kuɗi da suke son bayarwa. Kuna iya zaɓar siye daga masu siyarwa daga wani yanki na kusa akan dandamali.

Akwai hanyoyi masu sauri don siyan UMEE a Turai?

Ee, a zahiri, Turai tana ɗaya daga cikin wurare mafi sauƙi don siyan cryptos gabaɗaya. Har ma akwai bankunan kan layi waɗanda za ku iya buɗe asusu kawai ku tura kuɗi zuwa musanya kamar Coinbase da Uphold.

Shin akwai madadin dandamali don siyan UMEE ko Bitcoin tare da katunan kuɗi?

Ee. Hakanan yana da sauƙin amfani da dandamali don siyan Bitcoin tare da katunan kuɗi. Yana da musayar cryptocurrency nan take wanda ke ba ku damar musayar crypto da sauri kuma ku saya da katin banki. Ƙwararren mai amfani da shi yana da sauƙin amfani kuma matakan siyan su ne kyawawan bayanin kansu.

Kara karantawa akan mahimman abubuwan Umee da farashin yanzu anan.

0